Your wire may not be lost. It may be sitting inside a chain you cannot see.
uetr.ai puts a monitor on supported public tracker sources for the UETR you provide, checks around the clock, and turns visible SWIFT or bank status into plain-English context — so your next bank call starts with specifics. We do not move funds or replace your bank's official trace.
You hit "send" on the wire. The money left your account. And then — nothing.
Your bank says it's "on its way." The beneficiary says nothing has arrived. Both may be telling the truth, and somehow that makes it worse — the money is real, it left your side, and the next useful answer depends on the UETR and any status visible in the payment chain.
So you wait. You refresh the receiving account. You call your bank, sit through the queue, and reach a person who reads you the line you already have: "It's left our side." You email the beneficiary's bank and get an auto-reply. A deadline you promised someone — a supplier, a closing, payroll — creeps closer. And the wire just sits there, somewhere, silent.
Here's the part nobody tells you: it usually isn't stuck because something went wrong. It's silent because of how cross-border payments are built.
Why a wire goes silent
An international wire usually does not travel by your bank's brand name alone. It travels by reference — hopping from your bank to a correspondent bank, sometimes to a second correspondent, then to the beneficiary's bank. Each bank may see only its own leg, while official end-to-end visibility depends on the tools and access rights available to the banks involved. That is why support answers can feel honest and useless at the same time.
There is one reference intended to tie the chain together: the UETR, the Unique End-to-end Transaction Reference, a 36-character code generated with the payment instruction. Banks handling the wire are expected to preserve that reference in the payment chain. When supported sources expose events for that UETR, the problem becomes translation: separate trackers, access limits, and four-letter codes like ACSP or ACWC that need context before you act on them.
That's the job we do.
Give us your UETR and we put a monitor on the parts we can check. It reviews supported public tracker sources — not once, but around the clock — and assembles available events into a single timeline: which institution is visible, what status was reported, and when. Then it translates visible status information into plain English. When supported tracker information changes, you get an email.
To be clear about what we are and aren't: uetr.ai is an information service. We are not a bank. We do not hold, move, release, or speed up your money, and we're not affiliated with any bank or network. What we give you is not certainty over the payment outcome; it is a clearer supported-source view so your next bank conversation starts from specifics.
1. Enter your UETR
Don't have it? It's on your outbound wire advice, your MT103, or in your bank app under the payment details.
2. Get a readable trail
We organize available supported tracker events into one timeline and translate visible status into plain English.
3. Stay alerted
We keep re-checking supported sources and email you when available status information changes.
What you actually learn
Which institution, if any, appears in supported tracker data — by name and BIC where available.
Whether supported tracker data reports credited, pending, changed, rejected, or no visible match.
What the four-letter status code actually means, and whether it's a “just wait” or a “pick up the phone” — in one sentence.
Available country and correspondent events returned by supported tracker sources, with timestamps where provided.
Email alerts when supported tracker information changes.
One plan. One job: keep watching the UETR.
One delayed wire can put a supplier, closing, shipment, or payroll run on edge. Available tracker context and alerts when supported tracker information changes can cost less than a single support escalation.
No password needed. We'll create your account, email your receipt, and sign you in automatically after payment.
For individuals and small teams sending wires regularly.
- 25 new UETRs / month
- Always-on dashboard + alerts
- Cancel anytime
Need to monitor one specific stuck wire? Start a free lookup first. If a one-wire option is available for that UETR, it will be shown before checkout.
Secure checkout powered by Stripe. 30-day money-back guarantee.
What you actually get: an AI agent that keeps supported public tracker sources under watch around the clock and emails you when available status information changes. uetr.ai is an information service. We are not a bank, we do not move funds, and we are not affiliated with any bank or payment network. Sempre Relevante - Unipessoal Lda is the seller; payments are processed by Stripe, which calculates and remits applicable taxes in supported jurisdictions where applicable. Cancel any time — see refund policy, terms, privacy.
Questions, answered
Are you a bank? Can you move or release my payment?
No. uetr.ai is an information service, not a bank or payment provider. We don't hold, move, release, or speed up funds, and we're not affiliated with any bank or network. We show available supported tracker information so you know what to ask your bank next.
What if you can't find my wire?
Some legs of a payment aren't visible on any public tracker, and a wire that's only minutes old may not have reported yet. We keep re-checking around the clock and email you when supported tracker status appears or changes. If we never give you a clearer picture than you started with, the 30-day money-back guarantee has you covered.
How is this different from just calling my bank?
Calling your bank is still important. The difference is preparation: uetr.ai keeps checking supported public tracker sources, organizes any available events into one timeline, and translates visible status codes so the call starts from specifics instead of the same hold-script.
Is my data safe?
We only need your UETR and the email you want alerts sent to. We don't ask for account credentials or any ability to touch your money — there's nothing for us to move.
Can I cancel?
Yes. The currently available paid plan is Monitor, a monthly subscription you can cancel anytime. It is backed by our 30-day money-back guarantee; see the Refund Policy for timing and limits.
Who charges my card?
Payments are processed by Stripe as the merchant of record; Sempre Relevante - Unipessoal Lda is the seller. Stripe handles checkout, invoices, applicable taxes, and disputes in supported jurisdictions, and your statement may identify Stripe, Link, or uetr.ai depending on the payment method and issuing bank.
What do the status codes mean?
They are payment status codes that can appear in SWIFT or bank tracker data, such as ACSP, ACWC, ACCC, or RJCT. We show the visible code with a plain-English explanation, but your bank remains the authority on the payment.
The trail only feels colder while you wait.
Put a monitor on the UETR and get the next useful sentence before the next hold tone.