JP Morgan Chase UETR Tracking
Check what the trackers can show.
When a JP Morgan Chase transfer is delayed, "sent" is not a real answer. uetr.ai checks public bank trackers and organizes available status context before your next bank conversation.
Track JP Morgan Chase transfer
See where your transfer is in the banking network right now, and get alerted when the status changes.
JP Morgan Chase SWIFT code, IBAN, and international wire transfer details
The SWIFT/BIC code, IBAN format, and routing details for JPMorgan Chase Bank, N.A. (United States (US)). Check each one against your own payment advice before you send money, because a bank this size has more than one code.
JPMorgan Chase Bank, N.A.
270 Park Avenue, New York, NY 10017, USA
Not used. US banks do not have IBANs, so international senders use the SWIFT/BIC code CHASUS33 with your account number and the ABA routing number.
How this BIC breaks down
JP Morgan Chase international wires, BIC codes, and UETR tracking
J.P. Morgan, Chase, and the CHASUS33 SWIFT code
J.P. Morgan and Chase are two brands of the same bank, JPMorgan Chase Bank, N.A.: J.P. Morgan is the corporate, investment, and private banking name, while Chase is the US consumer and commercial brand. Both share a single reference SWIFT/BIC code for incoming international US dollar wires, CHASUS33, written CHASUS33XXX in the 11-character form where XXX denotes the head office. The same code is used nationwide, so there is not a different SWIFT code for each branch. For domestic US transfers the bank uses an ABA wire routing number instead, which is the most common point of confusion: the SWIFT/BIC identifies the bank for international payments, while the routing number is for domestic Fedwire and ACH. Always confirm the exact code, branch, and any intermediary instructions on your own payment advice before sending.
Tracking a J.P. Morgan or Chase wire and where the UETR lives
Every cross-border SWIFT payment to or from J.P. Morgan Chase carries a UETR, the 36-character Unique End-to-end Transaction Reference in field 121 of the MT103 message. J.P. Morgan runs a public Payment Tracker that does not ask you to sign in: you give it the UETR and it reports the status of payments processed through J.P. Morgan. Corporate and treasury clients get a fuller view of their own payments inside J.P. Morgan ACCESS, which is client-only, and retail Chase customers usually have to call or send a secure-message inquiry for anything beyond that.
What the J.P. Morgan tracker reports is the leg J.P. Morgan handled. Paste the UETR into uetr.ai and we check that source alongside the other public SWIFT gpi trackers we can reach, then translate the raw status, for example ACSP for accepted and in process or ACCC for credited to the beneficiary, into plain English, so you can see which bank in the chain last reported on the payment.
J.P. Morgan is often the bank in the middle, not the last stop
J.P. Morgan is one of the largest correspondent banks in the world, so a dollar payment between two other banks frequently routes through it on the way to the beneficiary. The status you need may sit at a bank before or after J.P. Morgan, and J.P. Morgan ACCESS only shows the leg J.P. Morgan handled. uetr.ai reads the public SWIFT gpi tracker sources across the many banks in a payment's path, so one reference gives you more of the chain than any single institution's portal, no sign-in required.
See an example UETR trace across correspondent banks
A made-up payment, hop by hop, so you can see the shape of a real trace before you run one. Nothing here touches SWIFT, a bank, or any live payment record.
Why a JP Morgan Chase transfer can still go silent with no update
When you start an international bank transfer through JP Morgan Chase, the transfer travels across the SWIFT network. Instead of going directly, your transfer routes step by step through intermediate institutions known as correspondent banks.
If a delay occurs, checking the status in your J.P. Morgan ACCESS / Chase Connect may show only the information available to JP Morgan Chase. Other events may depend on correspondent banks, network confirmations, and the access rights of the banks involved.
uetr.ai acts as an independent information monitor. When you provide your 36-character UETR (Unique End-to-end Transaction Reference), we check public bank trackers that can be queried with the details you provide.
We assemble available events into a single plain-English timeline. Use that context to ask more precise questions of the sending or receiving bank.
What J.P. Morgan ACCESS / Chase Connect does not show you
JP Morgan Chase's own dashboard typically reports only the leg of the payment JP Morgan Chase can see. It does not show what a correspondent or beneficiary bank later reported against the same UETR. uetr.ai checks the public SWIFT gpi trail across every bank in the chain, so you can tell whether the wire is still in transit, held at an intermediary for compliance, credited to the beneficiary, or rejected, and which bank reported it.
A BIC directory is not a payment tracker
Most sites that come up for "JP Morgan Chase SWIFT code" list the bank's registration details and stop there. That tells you where to send money, not where yours is.
| Feature | uetr.ai | A BIC lookup directory |
|---|---|---|
| The BIC itself | Listed, with one-click copy and a breakdown of every segment. | Listed. |
| Looking up a payment by UETR | Yes, wherever a public tracker reports it | No. It holds branch registrations, not payments. |
| What the banks in the middle reported | ACSP, ACWC, and RJCT, explained in plain English where they are visible. | Nothing. A register carries no payment events. |
| Worked examples | A sample trace and a BIC breakdown you can run on this page. | A table of codes. |
| Getting to it | Loads without an account, and prints or pastes into a ticket as it is. | Also open, but it stops at the registration record. |
Break down a SWIFT/BIC code
Paste any BIC to see which part is the bank, the country, the city, and the branch. Confirm the routing details with the bank itself before you send money on the strength of them.
How an international wire transfer actually travels
How SWIFT routing and correspondent banking move a JP Morgan Chase wire, and why the UETR is the one thing that follows it the whole distance.
01/ Correspondent banks
Two banks can only pay each other directly if one holds an account with the other. Where JP Morgan Chase has no such account with the receiving bank, it hands the payment to a correspondent bank that holds accounts with both sides, and sometimes to a second one after that.
Those accounts are the Nostro and Vostro ledgers. Every bank on that route gets to inspect the payment, screen it, take a fee, and work to its own cut-off times. Each one is somewhere your money can sit.
02/ UETR tracking, and SWIFT gpi field 121
Before SWIFT gpi, a payment that left JP Morgan Chase left your view with it. The UETR changed that: one 36-character reference, carried in field 121 of the MT103, that every bank handling the payment reports against.
It is five hyphenated groups, and it stays identical from JP Morgan Chase to the beneficiary bank. That is the whole point of it. Give uetr.ai that reference and we go and read what the public trackers hold against it.
03/ What each SWIFT gpi status code means
ACSP means the payment has been accepted and is moving through the correspondent chain. It has not been credited to the beneficiary yet.
ACWC means a bank accepted the payment but changed something on it. Ask which bank changed what, and whether it affects the amount, the routing, or the fees.
RJCT means a bank in the chain rejected the payment. Ask the sending bank for the reason code, which says exactly what to correct before sending again.
ACCC means the beneficiary bank has credited the money to the beneficiary's account. The transfer is complete.
04/ Why a wire transfer gets delayed
Sanctions and compliance screening
Every bank on the route screens the names on the payment. A near-match to a listed name is enough to pull it out for a person to review.
Cut-off times and holidays
Miss a bank's daily cut-off and the payment waits for tomorrow. A public holiday anywhere on the route does the same thing.
Intermediary bank fees
Under SHA or BEN charges, each intermediary bank on the route can take its cut before passing the money on, so less arrives than you sent.
Where is your JP Morgan Chase wire stuck?
A JP Morgan Chase payment can pause at any hop in the correspondent chain. The same UETR is reported by each bank along the way, so tracking it shows which institution last touched your money and where it is waiting.
How to find your UETR on a JP Morgan Chase transfer
A UETR (Unique End-to-end Transaction Reference) is a standard 36-character reference commonly used for SWIFT gpi payment tracking.
Find the UETR on your advice
Open the payment confirmation or MT103 advice for the transfer and copy the 36-character UETR from field 121. No bank login is needed for this step.
No advice to hand?
Ask the sender for the MT103 confirmation, or open the payment details in J.P. Morgan ACCESS or Chase Connect / Chase Online banking if you have access.
Check more than one bank
Paste the UETR in the form above. uetr.ai checks multiple international banks on the SWIFT network for that same reference, not only JP Morgan Chase. It is free and needs no account, and we keep re-checking every 24 hours for 30 days, emailing you when the status changes.
Typically located on the Payment Advice or MT103 confirmation. If not visible in your online dashboard, you can request the MT103 file directly from JP Morgan Chase's customer support.
JP Morgan Chase wire status codes in plain English
When you track a JP Morgan Chase UETR, the SWIFT gpi network reports a status code. Here is what each one means for your money and what to do next. These codes follow the ISO 20022 External Code Sets and are the same across every bank.
| Status | What it means for your money | What to do |
|---|---|---|
| ACSPAccepted settlement in process | In transit. A bank accepted the payment and it is moving through the chain. | Keep tracking the UETR for the next reported step. |
| ACSCAccepted settlement completed | Settlement between the banks is complete on the sending side. | Check that the beneficiary bank has credited the account. |
| ACCCAccepted credit settlement completed | Credited to the beneficiary's account. The money has arrived. | Confirm receipt with the recipient. |
| ACWCAccepted with change | Accepted, but a detail was changed (for example a charge or a corrected account). | Ask the bank what changed and whether it affects the amount received. |
| PDNGPending | Held while a bank runs a check or waits for more information. | Ask which bank is holding it and why, often a compliance review. |
| RJCTRejected | A bank rejected the payment or instruction. | Ask the sending bank for the rejection reason and next steps. |
Track a SWIFT transfer at another bank
The same UETR tracking guide and SWIFT/BIC details for every other bank we cover.
FAQ
JP Morgan Chase wire tracking questions
What is J.P. Morgan Chase's SWIFT code?
The reference SWIFT/BIC code for J.P. Morgan Chase (JPMorgan Chase Bank, N.A.) is CHASUS33, or CHASUS33XXX in the 11-character form. The same code covers both the J.P. Morgan and Chase brands. Confirm the exact code on your own payment advice, because branches and group entities can differ.
Are the J.P. Morgan and Chase SWIFT codes the same?
Yes. J.P. Morgan and Chase are two brands of the same legal entity, JPMorgan Chase Bank, N.A., so an incoming international US dollar wire to either uses the reference SWIFT/BIC code CHASUS33. J.P. Morgan is the corporate and investment banking brand; Chase is the US consumer and commercial brand.
What is J.P. Morgan Chase's SWIFT code and address?
The reference SWIFT/BIC code is CHASUS33, and the registered head office is 270 Park Avenue, New York, NY 10017. For an incoming international wire you give the sender CHASUS33, your account number, and that address if the form asks for it.
Does J.P. Morgan Chase use an IBAN?
No. US banks, including J.P. Morgan Chase, do not use IBANs. For a domestic transfer you provide your account number and the ABA routing number; for an incoming international wire you provide your account number and the SWIFT code CHASUS33.
Is the SWIFT code different for New York, California, or other states?
No. CHASUS33 is a single head-office code used for incoming international wires to J.P. Morgan Chase across every US state and city. The state where you opened the account does not change it.
How do I find my J.P. Morgan Chase SWIFT code in the app?
There is one code, CHASUS33, for incoming international wires, so you can use it directly. To confirm it, open the account or wire transfer details where incoming-wire instructions are shown in the Chase app, on chase.com, or in J.P. Morgan ACCESS.
Is the SWIFT code the same for all branches?
Yes. CHASUS33 is the head-office code and is used for incoming international wires to J.P. Morgan Chase nationwide. There is not a separate SWIFT code per branch; the optional XXX suffix simply denotes the head office.
What is the difference between the SWIFT code and routing number?
The SWIFT/BIC code (CHASUS33) identifies J.P. Morgan Chase for international payments. The ABA routing number identifies it for domestic US transfers over Fedwire and ACH. Use the SWIFT code for an incoming international wire and the routing number for a domestic one.
How do I track a J.P. Morgan or Chase international wire transfer?
Find the 36-character UETR, commonly shown in field 121 of the MT103 or on the SWIFT payment confirmation, and paste it into uetr.ai to check public bank trackers. You can also ask J.P. Morgan Chase to trace the payment; the bank remains the official source.
Where does the UETR appear on a J.P. Morgan Chase wire?
On the MT103 message or SWIFT payment confirmation, not on a standard retail receipt. If you do not see it, ask J.P. Morgan Chase to retrieve the UETR from their gpi records.
Does J.P. Morgan Chase support SWIFT gpi, and can I get a UETR?
Yes. Cross-border SWIFT payments sent through J.P. Morgan Chase carry a UETR. Corporate and treasury clients can follow payments in J.P. Morgan ACCESS; retail Chase customers can request the MT103 or UETR from the bank.
Is a J.P. Morgan Chase transaction reference the same as a UETR?
No. The bank issues its own reference IDs for domestic Fedwire or ACH transactions. International wires carry the standardized 36-character UETR, which is the identifier you track end to end.
Why is my J.P. Morgan Chase wire status showing ACSP or still pending?
ACSP (Accepted Settlement In Process) means a bank in the chain accepted the instruction and processing is ongoing. International wires can route through correspondent banks that add compliance checks, cut-off times, and timezone delays. The UETR shows which bank last reported a status.
Does uetr.ai keep checking my JP Morgan Chase transfer, or is it a one-time lookup?
It keeps checking. A free check is not a single lookup: uetr.ai re-checks the same UETR once every 24 hours for 30 days and emails you when the status changes, so you do not have to keep opening a tracker page and pasting the reference again. A bank tracker page reports the status at the moment you open it. Paid plans re-check every few minutes instead of once a day.
Can I see what banks other than JP Morgan Chase reported on the payment?
Yes, and that is the reason to check by UETR rather than by a bank reference. JP Morgan Chase publishes only the leg JP Morgan Chase handled, and a cross-border wire usually passes through one or more correspondent banks before the beneficiary's bank credits it. uetr.ai queries multiple international banks on the SWIFT network for the same UETR and consolidates what each one reports into a single timeline. The free check tells you how many banks have reported against your UETR. The bank-by-bank trail in route order, with the exact code each bank returned, is part of the paid plan.
What reference SWIFT/BIC code is listed for JP Morgan Chase?
This guide lists CHASUS33XXX as a reference SWIFT code for JP Morgan Chase, with base BIC CHASUS33. Confirm the correct BIC, branch, and routing instructions directly with JP Morgan Chase before sending or acting on a payment.
How do I check a JP Morgan Chase wire transfer with a UETR?
To check a JP Morgan Chase international wire transfer, locate the 36-character UETR (Unique End-to-end Transaction Reference), commonly shown in field 121 of an MT103 or payment advice. Enter this UETR on uetr.ai to check public bank trackers for available status information. Your bank remains the official source for settlement and routing confirmation.
Can uetr.ai trace domestic wires for JP Morgan Chase?
No, uetr.ai is designed for international wires carrying a SWIFT UETR. Domestic wires (like Fedwire, ACH, or SEPA payments without UETR headers) use domestic clearing references and are outside this lookup unless a tracker source can be checked with the details you provide.
Is my data secure when checking JP Morgan Chase UETRs?
Yes. The service is designed for read-only lookups. We never request passwords, tokens, or personal bank login info. We use the payment reference, amount, currency, and date to query bank trackers and operate the monitoring service.