JP Morgan Chase UETR Tracking
Check what the trackers can show.
When a JP Morgan Chase transfer is delayed, "sent" is not a real answer. uetr.ai checks public bank trackers and organizes available status context before your next bank conversation.
Track JP Morgan Chase transfer
Public bank tracker lookup. Free preview.
JP Morgan Chase SWIFT Code, IBAN & International Wire Transfer Details
Everything you need to send or receive an international SWIFT bank transfer with JPMorgan Chase Bank, N.A. (United States (US)): the SWIFT/BIC code, IBAN format, and the routing details correspondent banks use. Verify every field on your own payment advice before sending funds.
JPMorgan Chase Bank, N.A.
270 Park Avenue, New York, NY 10017, USA
Not used. US banks do not have IBANs — international senders use the SWIFT/BIC code CHASUS33 with your account number and the ABA routing number.
BIC Code Structure
JP Morgan Chase international wires, BIC codes, and UETR tracking
J.P. Morgan, Chase, and the CHASUS33 SWIFT code
J.P. Morgan and Chase are two brands of the same bank, JPMorgan Chase Bank, N.A.: J.P. Morgan is the corporate, investment, and private banking name, while Chase is the US consumer and commercial brand. Both share a single reference SWIFT/BIC code for incoming international US dollar wires, CHASUS33, written CHASUS33XXX in the 11-character form where XXX denotes the head office. The same code is used nationwide, so there is not a different SWIFT code for each branch. For domestic US transfers the bank uses an ABA wire routing number instead, which is the most common point of confusion: the SWIFT/BIC identifies the bank for international payments, while the routing number is for domestic Fedwire and ACH. Always confirm the exact code, branch, and any intermediary instructions on your own payment advice before sending.
Tracking a J.P. Morgan or Chase wire and where the UETR lives
Every cross-border SWIFT payment to or from J.P. Morgan Chase carries a UETR, the 36-character Unique End-to-end Transaction Reference in field 121 of the MT103 message. J.P. Morgan's corporate and treasury clients can follow high-value and correspondent payments through J.P. Morgan ACCESS and its payment tracker, but retail Chase customers do not have that view and usually have to call or send a secure-message inquiry.
That is the gap uetr.ai fills. Paste the UETR and we check the public SWIFT gpi tracker sources we can reach, then translate the raw status, for example ACSP for accepted and in process or ACCC for credited to the beneficiary, into plain English, so you can see which bank in the chain last reported on the payment.
Interactive UETR Correspondent Trace Simulator
See an illustrative example of how correspondent banking status events can appear. This simulator does not query Swift, banks, or live payment records.
Why a JP Morgan Chase transfer can still go silent with no update
When you start an international bank transfer through JP Morgan Chase, the transfer travels across the SWIFT network. Instead of going directly, your transfer routes step by step through intermediate institutions known as correspondent banks.
If a delay occurs, checking the status in your J.P. Morgan ACCESS / Chase Connect may show only the information available to JP Morgan Chase. Other events may depend on correspondent banks, network confirmations, and the access rights of the banks involved.
uetr.ai acts as an independent information monitor. When you provide your 36-character UETR (Unique End-to-end Transaction Reference), we check public bank trackers that can be queried with the details you provide.
We assemble available events into a single plain-English timeline. Use that context to ask more precise questions of the sending or receiving bank.
What J.P. Morgan ACCESS / Chase Connect does not show you
JP Morgan Chase's own dashboard typically reports only the leg of the payment JP Morgan Chase can see. It does not show what a correspondent or beneficiary bank later reported against the same UETR. uetr.ai checks the public SWIFT gpi trail across every bank in the chain, so you can tell whether the wire is still in transit, held at an intermediary for compliance, credited to the beneficiary, or rejected, and which bank reported it.
uetr.ai vs. Standard Static BIC Registers
Why static directory records are different from live tracker status checks.
| Feature Comparison | uetr.ai (Tracker Monitor) | Standard Static BIC Registers |
|---|---|---|
| SWIFT BIC Base Codes | Included with dynamic copy capabilities and segment parsers. | Basic static database search logs. |
| UETR / SWIFT Field 121 Tracking | Public bank trackers where available | ❌ No (Only lists static branch registrations) |
| Correspondent Banking Nodes Check | Explains visible ACSP, ACWC, RJCT status data where available. | No (static registers do not provide payment-status events) |
| Interactive Simulator Tools | Includes UETR correspondent trace visualizer & SWIFT code segment analyzer. | Simple text layouts with no interactive elements. |
| AI / LLM Agent-Friendly Readability | Optimized SSR (No-JS fallback mode with advanced JSON-LD multigraphs). | Complex web frameworks requiring client side hydration. |
Interactive SWIFT Code Parser
Paste any SWIFT/BIC code below to parse its standard segments. Always confirm the correct routing details with the sending or receiving bank before initiating a payment.
Inside the Process: SWIFT GPI & Correspondent Networks
Learn how correspondent banking and UETR references can help identify international transfer status information.
01/ The Legacy Correspondent Grid
When you start a transfer through JP Morgan Chase, it may travel over the correspondent banking network. If JP Morgan Chase does not hold direct clearing accounts with the destination institution, it may route the transfer through intermediary banks.
These intermediary banks may maintain bilateral clearing ledgers (Nostro and Vostro accounts). Banks in the chain may inspect the transfer, run compliance checks, apply fees, and operate on local cutoff schedules, all of which can affect timing.
02/ SWIFT GPI & UETR Field 121
In the past, once a transfer left the sending bank, tracking could become difficult for customers. Swift gpi and the UETR give banks a consistent 36-character reference for tracing payment status.
A UETR is a standardized 36-character string formatted in five hyphenated segments and intended to remain consistent as the transfer travels from JP Morgan Chase through the payment chain. uetr.ai uses that reference to check public tracker sources and present available status context.
03/ Decoding SWIFT GPI Clearing Codes
The payment has been accepted for processing or settlement. Confirm operational meaning with your bank.
The instruction was accepted with a change. Ask the bank what changed and whether it affects fees, routing, or amount.
The payment or instruction was rejected. Ask the sending bank for the rejection reason and next steps.
Tracker data reports a completed or credited status. Confirm receipt directly with the beneficiary bank.
04/ Primary Causes of Cross-Border Payment Delays
Compliance & Sanctions Screening
Banks may screen payment parties against sanctions and compliance lists. A possible match can trigger manual review.
Timezones & Cut-Off Windows
Banking cutoffs, weekends, and holidays can affect when each institution processes the payment.
Intermediary Fees
Intermediary fees and charge instructions such as SHA/BEN can affect the amount received and may require bank clarification.
Where is your JP Morgan Chase wire stuck?
A JP Morgan Chase payment can pause at any hop in the correspondent chain. The same UETR is reported by each bank along the way, so tracking it shows which institution last touched your money and where it is waiting.
How to find your UETR on a JP Morgan Chase transfer
A UETR (Unique End-to-end Transaction Reference) is a standard 36-character reference commonly used for Swift gpi payment tracking.
Login to J.P. Morgan ACCESS or Chase
Open your J.P. Morgan ACCESS treasury dashboard, or your Chase Connect / Chase Online banking. Navigate to transaction or payment search.
Copy the UETR
Open payment confirmation for the outbound SWIFT transfer. Locate the 36-character UETR string.
Start the Lookup
Paste the UETR in the miniform above. We check public bank trackers for available status information.
Typically located on the Payment Advice or MT103 confirmation. If not visible in your online dashboard, you can request the MT103 file directly from JP Morgan Chase's customer support.
JP Morgan Chase wire status codes in plain English
When you track a JP Morgan Chase UETR, the SWIFT gpi network reports a status code. Here is what each one means for your money and what to do next. These codes follow the ISO 20022 External Code Sets and are the same across every bank.
| Status | What it means for your money | What to do |
|---|---|---|
| ACSPAccepted, Settlement In Process | In transit. A bank accepted the payment and it is moving through the chain. | Keep tracking the UETR for the next reported step. |
| ACSCAccepted, Settlement Completed | Settlement between the banks is complete on the sending side. | Check that the beneficiary bank has credited the account. |
| ACCCAccepted, Credit Settlement Completed | Credited to the beneficiary's account. The money has arrived. | Confirm receipt with the recipient. |
| ACWCAccepted With Change | Accepted, but a detail was changed (for example a charge or a corrected account). | Ask the bank what changed and whether it affects the amount received. |
| PDNGPending | Held while a bank runs a check or waits for more information. | Ask which bank is holding it and why, often a compliance review. |
| RJCTRejected | A bank rejected the payment or instruction. | Ask the sending bank for the rejection reason and next steps. |
Track SWIFT Transfers on Other Global Banks
Compare UETR guides and routing data across other global networks.
FAQ
Frequently Asked Questions: JP Morgan Chase Wire Tracking
What is J.P. Morgan Chase's SWIFT code?
The reference SWIFT/BIC code for J.P. Morgan Chase (JPMorgan Chase Bank, N.A.) is CHASUS33, or CHASUS33XXX in the 11-character form. The same code covers both the J.P. Morgan and Chase brands. Confirm the exact code on your own payment advice, because branches and group entities can differ.
Are the J.P. Morgan and Chase SWIFT codes the same?
Yes. J.P. Morgan and Chase are two brands of the same legal entity, JPMorgan Chase Bank, N.A., so an incoming international US dollar wire to either uses the reference SWIFT/BIC code CHASUS33. J.P. Morgan is the corporate and investment banking brand; Chase is the US consumer and commercial brand.
What is J.P. Morgan Chase's SWIFT code and address?
The reference SWIFT/BIC code is CHASUS33, and the registered head office is 270 Park Avenue, New York, NY 10017. For an incoming international wire you give the sender CHASUS33, your account number, and that address if the form asks for it.
Does J.P. Morgan Chase use an IBAN?
No. US banks, including J.P. Morgan Chase, do not use IBANs. For a domestic transfer you provide your account number and the ABA routing number; for an incoming international wire you provide your account number and the SWIFT code CHASUS33.
Is the SWIFT code different for New York, California, or other states?
No. CHASUS33 is a single head-office code used for incoming international wires to J.P. Morgan Chase across every US state and city. The state where you opened the account does not change it.
How do I find my J.P. Morgan Chase SWIFT code in the app?
There is one code, CHASUS33, for incoming international wires, so you can use it directly. To confirm it, open the account or wire transfer details where incoming-wire instructions are shown in the Chase app, on chase.com, or in J.P. Morgan ACCESS.
Is the SWIFT code the same for all branches?
Yes. CHASUS33 is the head-office code and is used for incoming international wires to J.P. Morgan Chase nationwide. There is not a separate SWIFT code per branch; the optional XXX suffix simply denotes the head office.
What is the difference between the SWIFT code and routing number?
The SWIFT/BIC code (CHASUS33) identifies J.P. Morgan Chase for international payments. The ABA routing number identifies it for domestic US transfers over Fedwire and ACH. Use the SWIFT code for an incoming international wire and the routing number for a domestic one.
How do I track a J.P. Morgan or Chase international wire transfer?
Find the 36-character UETR, commonly shown in field 121 of the MT103 or on the SWIFT payment confirmation, and paste it into uetr.ai to check public bank trackers. You can also ask J.P. Morgan Chase to trace the payment; the bank remains the official source.
Where does the UETR appear on a J.P. Morgan Chase wire?
On the MT103 message or SWIFT payment confirmation, not on a standard retail receipt. If you do not see it, ask J.P. Morgan Chase to retrieve the UETR from their gpi records.
Does J.P. Morgan Chase support SWIFT gpi, and can I get a UETR?
Yes. Cross-border SWIFT payments sent through J.P. Morgan Chase carry a UETR. Corporate and treasury clients can follow payments in J.P. Morgan ACCESS; retail Chase customers can request the MT103 or UETR from the bank.
Is a J.P. Morgan Chase transaction reference the same as a UETR?
No. The bank issues its own reference IDs for domestic Fedwire or ACH transactions. International wires carry the standardized 36-character UETR, which is the identifier you track end to end.
Why is my J.P. Morgan Chase wire status showing ACSP or still pending?
ACSP (Accepted Settlement In Process) means a bank in the chain accepted the instruction and processing is ongoing. International wires can route through correspondent banks that add compliance checks, cut-off times, and timezone delays. The UETR shows which bank last reported a status.
Can uetr.ai trace domestic wires for JP Morgan Chase?
No, uetr.ai is designed for international wires carrying a SWIFT UETR. Domestic wires (like Fedwire, ACH, or SEPA payments without UETR headers) use domestic clearing references and are outside this lookup unless a tracker source can be checked with the details you provide.
Is my data secure when checking JP Morgan Chase UETRs?
Yes. The service is designed for read-only lookups. We never request passwords, tokens, or personal bank login info. We use the payment reference, amount, currency, and date to query bank trackers and operate the monitoring service.
Regulatory Disclosure
uetr.ai is an independent information service. We are strictly a read-only payment monitoring dashboard. We never hold, move, custody, send, or process money. We are not a money transmitter or payment processor. Always consult JP Morgan Chase directly for official disputes or payment issues.