Standard Chartered UETR Tracking
Check what the trackers can show.
When a Standard Chartered transfer is delayed, "sent" is not a real answer. uetr.ai checks public bank trackers and organizes available status context before your next bank conversation.
Track Standard Chartered transfer
See where your transfer is in the banking network right now, and get alerted when the status changes.
Standard Chartered SWIFT code, IBAN, and international wire transfer details
The SWIFT/BIC code, IBAN format, and routing details for Standard Chartered Bank (United Kingdom (GB)). Check each one against your own payment advice before you send money, because a bank this size has more than one code.
Standard Chartered Bank
1 Basinghall Avenue, London EC2V 5DD, United Kingdom
GB + 2 check digits + bank code SCBL + 6-digit sort code + 8-digit account · 22 characters (e.g. GB28 SCBL 6091 0417 2837 11)
How this BIC breaks down
Standard Chartered international wires, BIC codes, and UETR tracking
Standard Chartered, SCBLGB2L, and a public payment tracker
SCBLGB2L (SCBLGB2LXXX in full) is the reference SWIFT/BIC code for Standard Chartered Bank, registered to the London head office and its UK operations. Standard Chartered is focused on Asia, Africa, and the Middle East, and it operates many country entities (for example Singapore, Hong Kong, India, Pakistan, Kenya, and the UAE), each with its own SWIFT code, so use the one for the entity receiving the wire. Standard Chartered has no US retail bank, only a New York branch for US dollar clearing, which is why so many people ask whether it is a US bank. UK accounts use a sort code and IBAN.
Tracking a Standard Chartered transfer and where the UETR lives
Every cross-border SWIFT payment to or from Standard Chartered carries a UETR, the 36-character reference in field 121 of the MT103. Unusually, Standard Chartered runs a public payment-tracking portal where anyone can enter a UETR to see real-time status across its main clearing centres, and corporate clients see a Track Payment option in Straight2Bank.
uetr.ai complements this with one plain-English view across banks: paste the UETR and we check the public SWIFT gpi tracker sources we can reach and translate the status, for example ACSP for accepted and in process, ACSC for settlement completed, or RJCT for rejected, so you know which bank last reported.
Standard Chartered lives in the corridors where wires get stuck
Standard Chartered specializes in payments across Asia, Africa, and the Middle East, corridors where a transfer commonly passes through two or three correspondent banks before it lands. Straight2Bank reports what Standard Chartered itself handled. uetr.ai watches the public gpi tracker sources published along that route by banks in more than one region, so a report from a correspondent further down the corridor reaches you against the same reference, turning a journey that any one portal shows only a slice of into a single view, no login needed.
See an example UETR trace across correspondent banks
A made-up payment, hop by hop, so you can see the shape of a real trace before you run one. Nothing here touches SWIFT, a bank, or any live payment record.
Why a Standard Chartered transfer can still go silent with no update
When you start an international bank transfer through Standard Chartered, the transfer travels across the SWIFT network. Instead of going directly, your transfer routes step by step through intermediate institutions known as correspondent banks.
If a delay occurs, checking the status in your Straight2Bank Portal may show only the information available to Standard Chartered. Other events may depend on correspondent banks, network confirmations, and the access rights of the banks involved.
uetr.ai acts as an independent information monitor. When you provide your 36-character UETR (Unique End-to-end Transaction Reference), we check public bank trackers that can be queried with the details you provide.
We assemble available events into a single plain-English timeline. Use that context to ask more precise questions of the sending or receiving bank.
What Straight2Bank Portal does not show you
Standard Chartered's own dashboard typically reports only the leg of the payment Standard Chartered can see. It does not show what a correspondent or beneficiary bank later reported against the same UETR. uetr.ai checks the public SWIFT gpi trail across every bank in the chain, so you can tell whether the wire is still in transit, held at an intermediary for compliance, credited to the beneficiary, or rejected, and which bank reported it.
A BIC directory is not a payment tracker
Most sites that come up for "Standard Chartered SWIFT code" list the bank's registration details and stop there. That tells you where to send money, not where yours is.
| Feature | uetr.ai | A BIC lookup directory |
|---|---|---|
| The BIC itself | Listed, with one-click copy and a breakdown of every segment. | Listed. |
| Looking up a payment by UETR | Yes, wherever a public tracker reports it | No. It holds branch registrations, not payments. |
| What the banks in the middle reported | ACSP, ACWC, and RJCT, explained in plain English where they are visible. | Nothing. A register carries no payment events. |
| Worked examples | A sample trace and a BIC breakdown you can run on this page. | A table of codes. |
| Getting to it | Loads without an account, and prints or pastes into a ticket as it is. | Also open, but it stops at the registration record. |
Break down a SWIFT/BIC code
Paste any BIC to see which part is the bank, the country, the city, and the branch. Confirm the routing details with the bank itself before you send money on the strength of them.
How an international wire transfer actually travels
How SWIFT routing and correspondent banking move a Standard Chartered wire, and why the UETR is the one thing that follows it the whole distance.
01/ Correspondent banks
Two banks can only pay each other directly if one holds an account with the other. Where Standard Chartered has no such account with the receiving bank, it hands the payment to a correspondent bank that holds accounts with both sides, and sometimes to a second one after that.
Those accounts are the Nostro and Vostro ledgers. Every bank on that route gets to inspect the payment, screen it, take a fee, and work to its own cut-off times. Each one is somewhere your money can sit.
02/ UETR tracking, and SWIFT gpi field 121
Before SWIFT gpi, a payment that left Standard Chartered left your view with it. The UETR changed that: one 36-character reference, carried in field 121 of the MT103, that every bank handling the payment reports against.
It is five hyphenated groups, and it stays identical from Standard Chartered to the beneficiary bank. That is the whole point of it. Give uetr.ai that reference and we go and read what the public trackers hold against it.
03/ What each SWIFT gpi status code means
ACSP means the payment has been accepted and is moving through the correspondent chain. It has not been credited to the beneficiary yet.
ACWC means a bank accepted the payment but changed something on it. Ask which bank changed what, and whether it affects the amount, the routing, or the fees.
RJCT means a bank in the chain rejected the payment. Ask the sending bank for the reason code, which says exactly what to correct before sending again.
ACCC means the beneficiary bank has credited the money to the beneficiary's account. The transfer is complete.
04/ Why a wire transfer gets delayed
Sanctions and compliance screening
Every bank on the route screens the names on the payment. A near-match to a listed name is enough to pull it out for a person to review.
Cut-off times and holidays
Miss a bank's daily cut-off and the payment waits for tomorrow. A public holiday anywhere on the route does the same thing.
Intermediary bank fees
Under SHA or BEN charges, each intermediary bank on the route can take its cut before passing the money on, so less arrives than you sent.
Where is your Standard Chartered wire stuck?
A Standard Chartered payment can pause at any hop in the correspondent chain. The same UETR is reported by each bank along the way, so tracking it shows which institution last touched your money and where it is waiting.
How to find your UETR on a Standard Chartered transfer
A UETR (Unique End-to-end Transaction Reference) is a standard 36-character reference commonly used for SWIFT gpi payment tracking.
Find the UETR on your advice
Open the outbound transfer summary or SWIFT confirmation and copy the 36-character UETR from field 121. No bank login is needed for this step.
No advice to hand?
Ask the sender for the SWIFT confirmation, or open Outbound Payments history in the Straight2Bank business portal if you have access.
Check more than one bank
Paste the UETR in the form above. uetr.ai checks multiple international banks on the SWIFT network for that same reference, not only Standard Chartered. It is free and needs no account, and we keep re-checking every 24 hours for 30 days, emailing you when the status changes.
Typically located on the Outbound transfer summary or SWIFT confirmation. If not visible in your online dashboard, you can request the MT103 file directly from Standard Chartered's customer support.
Standard Chartered wire status codes in plain English
When you track a Standard Chartered UETR, the SWIFT gpi network reports a status code. Here is what each one means for your money and what to do next. These codes follow the ISO 20022 External Code Sets and are the same across every bank.
| Status | What it means for your money | What to do |
|---|---|---|
| ACSPAccepted settlement in process | In transit. A bank accepted the payment and it is moving through the chain. | Keep tracking the UETR for the next reported step. |
| ACSCAccepted settlement completed | Settlement between the banks is complete on the sending side. | Check that the beneficiary bank has credited the account. |
| ACCCAccepted credit settlement completed | Credited to the beneficiary's account. The money has arrived. | Confirm receipt with the recipient. |
| ACWCAccepted with change | Accepted, but a detail was changed (for example a charge or a corrected account). | Ask the bank what changed and whether it affects the amount received. |
| PDNGPending | Held while a bank runs a check or waits for more information. | Ask which bank is holding it and why, often a compliance review. |
| RJCTRejected | A bank rejected the payment or instruction. | Ask the sending bank for the rejection reason and next steps. |
Track a SWIFT transfer at another bank
The same UETR tracking guide and SWIFT/BIC details for every other bank we cover.
FAQ
Standard Chartered wire tracking questions
What is Standard Chartered's SWIFT code?
SCBLGB2L (SCBLGB2LXXX in full) is the reference SWIFT/BIC code for Standard Chartered Bank in London and its UK offices. Standard Chartered's country entities use their own codes, so confirm the one on your payment advice.
What is Standard Chartered's IBAN and SWIFT code?
Standard Chartered's reference SWIFT/BIC in the UK is SCBLGB2L, and UK accounts also have an IBAN that identifies the specific account. The country entity you are paying may use a different code and a local account format, so use the details on your payment instructions.
How do I find my Standard Chartered SWIFT code?
It is shown in your Standard Chartered online banking or Straight2Bank, and on statements. For the UK and global head office it is SCBLGB2L; country entities such as Singapore, Hong Kong, or Kenya use their own codes.
Is Standard Chartered a US bank?
No. Standard Chartered is headquartered in London and focused on Asia, Africa, and the Middle East. It has no US retail bank, only a New York branch used for US dollar clearing.
What is Standard Chartered's SWIFT code for Singapore, Hong Kong, or Kenya?
Each Standard Chartered country entity has its own SWIFT code, separate from the London SCBLGB2L. Use the code for the country and entity receiving the wire, as shown on your payment instructions.
Can anyone track a Standard Chartered cross-border payment?
Yes. Standard Chartered offers a public payment-tracking portal where you enter the 36-character UETR to see real-time status. You can also paste the UETR into uetr.ai for a plain-English read across banks.
Where do I find the UETR for my Standard Chartered payment?
On the MT103 or SWIFT advice. Corporate clients see a Track Payment option in Straight2Bank; if it is not shown, ask Standard Chartered to retrieve the UETR.
How do I track a Standard Chartered transfer with a UETR?
Find the 36-character UETR in field 121 of the MT103 and paste it into uetr.ai to check public bank trackers, or use Standard Chartered's own payment-tracking portal. The bank remains the official source.
What does ACSP, ACSC, or RJCT mean on my Standard Chartered transfer?
ACSP means accepted and in process, ACSC means settlement completed, and RJCT means rejected. uetr.ai translates these SWIFT gpi statuses into plain English so you know the next step.
Why is my Standard Chartered international transfer delayed?
Standard Chartered routes many payments through correspondent banks across multiple corridors, and any of them can hold a wire for compliance checks or cut-off times. The UETR pinpoints which bank last reported a status.
Does uetr.ai keep checking my Standard Chartered transfer, or is it a one-time lookup?
It keeps checking. A free check is not a single lookup: uetr.ai re-checks the same UETR once every 24 hours for 30 days and emails you when the status changes, so you do not have to keep opening a tracker page and pasting the reference again. A bank tracker page reports the status at the moment you open it. Paid plans re-check every few minutes instead of once a day.
Can I see what banks other than Standard Chartered reported on the payment?
Yes, and that is the reason to check by UETR rather than by a bank reference. Standard Chartered publishes only the leg Standard Chartered handled, and a cross-border wire usually passes through one or more correspondent banks before the beneficiary's bank credits it. uetr.ai queries multiple international banks on the SWIFT network for the same UETR and consolidates what each one reports into a single timeline. The free check tells you how many banks have reported against your UETR. The bank-by-bank trail in route order, with the exact code each bank returned, is part of the paid plan.
What reference SWIFT/BIC code is listed for Standard Chartered?
This guide lists SCBLGB2LXXX as a reference SWIFT code for Standard Chartered, with base BIC SCBLGB2L. Confirm the correct BIC, branch, and routing instructions directly with Standard Chartered before sending or acting on a payment.
How do I check a Standard Chartered wire transfer with a UETR?
To check a Standard Chartered international wire transfer, locate the 36-character UETR (Unique End-to-end Transaction Reference), commonly shown in field 121 of an MT103 or payment advice. Enter this UETR on uetr.ai to check public bank trackers for available status information. Your bank remains the official source for settlement and routing confirmation.
Can uetr.ai trace domestic wires for Standard Chartered?
No, uetr.ai is designed for international wires carrying a SWIFT UETR. Domestic wires (like Fedwire, ACH, or SEPA payments without UETR headers) use domestic clearing references and are outside this lookup unless a tracker source can be checked with the details you provide.
Is my data secure when checking Standard Chartered UETRs?
Yes. The service is designed for read-only lookups. We never request passwords, tokens, or personal bank login info. We use the payment reference, amount, currency, and date to query bank trackers and operate the monitoring service.