Standard Chartered UETR Tracking.
Check what the trackers can show.
When a Standard Chartered transfer is delayed, "sent" is not a real answer. uetr.ai checks public bank trackers and organizes available status context before your next bank conversation.
Track Standard Chartered transfer
AI assistedSee bank reports, and get an email when the payment reaches a new stage.
Standard Chartered SWIFT code, IBAN, and international wire transfer details
The SWIFT/BIC code, IBAN format, and routing details for Standard Chartered Bank (United Kingdom (GB)). Check each one against your own payment advice before you send money, because a bank this size has more than one code.
Standard Chartered Bank
1 Basinghall Avenue, London EC2V 5DD, United Kingdom
GB + 2 check digits + bank code SCBL + 6-digit sort code + 8-digit account · 22 characters (e.g. GB05 SCBL 6091 0417 2837 11)
How this BIC breaks down
Standard Chartered international wires, BIC codes, and UETR tracking
Standard Chartered, SCBLGB2L, and a public payment tracker
SCBLGB2L (SCBLGB2LXXX in full) is a reference SWIFT/BIC code for Standard Chartered Bank in London. Standard Chartered has its headquarters in London and operates across many markets, with different country entities and SWIFT codes. Use the bank and account details on your payment instructions. Its US offices provide corporate and institutional banking services.
Tracking a Standard Chartered transfer and where the UETR lives
Every cross-border SWIFT payment to or from Standard Chartered carries a UETR, the 36-character reference used to track the payment. On an MT103-format advice it is field 121. On a pacs.008-format document it is the UETR element inside PmtId. Standard Chartered runs a public payment-tracking portal where anyone can enter a UETR to see status across its main clearing centres, and corporate clients see a Track Payment option in Straight2Bank.
uetr.ai complements this with one plain-English view across banks: paste the UETR and we check the public SWIFT gpi tracker sources we can reach and translate the status, for example ACSP for accepted and in process, ACSC for settlement completed, or RJCT for rejected. The free check shows the plain-language status, how many banks have reported and separate numbered reports with available update times. Paid plans open the bank-by-bank reports with bank names and exact status codes.
Following a Standard Chartered payment across banks
One bank's view may not show the full payment path. uetr.ai checks available public bank reports against the same UETR and presents the reported statuses in one plain-English view, no login needed. The bank remains the official source for your payment.
See an example UETR trace across correspondent banks
A made-up payment, hop by hop, so you can see the shape of a real trace before you run one. Nothing here touches SWIFT, a bank, or any live payment record.
Why a Standard Chartered transfer can still go silent with no update
When you start an international bank transfer through Standard Chartered, the transfer travels across the SWIFT network. Instead of going directly, your transfer routes step by step through intermediate institutions known as correspondent banks.
If a delay occurs, checking the status in your Straight2Bank Portal may show only the information available to Standard Chartered. Other events may depend on correspondent banks, network confirmations, and the access rights of the banks involved.
uetr.ai acts as an independent information monitor. When you provide your 36-character UETR (Unique End-to-end Transaction Reference), we check public bank trackers that can be queried with the details you provide.
We assemble available events into a single plain-English timeline. Use that context to ask more precise questions of the sending or receiving bank.
Why another view can help
One bank's view may not show the full payment path. uetr.ai checks multiple public bank trackers for the same UETR and brings the available reports into one view. The free check tells you how many banks have reported. The paid view names the reporting banks and shows their exact status codes.
A BIC directory is not a payment tracker
Most sites that come up for "Standard Chartered SWIFT code" list the bank's registration details and stop there. That tells you where to send money, not where yours is.
| Feature | uetr.ai | A BIC lookup directory |
|---|---|---|
| The BIC itself | Listed, with one-click copy and a breakdown of every segment. | Listed. |
| Looking up a payment by UETR | Yes, wherever a public tracker reports it | No. It holds branch registrations, not payments. |
| What the banks in the middle reported | ACSP, ACWC, and RJCT, explained in plain English where they are visible. | Nothing. A register carries no payment events. |
| Worked examples | A sample trace and a BIC breakdown you can run on this page. | A table of codes. |
| Getting to it | Loads without an account, and prints or pastes into a ticket as it is. | Also open, but it stops at the registration record. |
Break down a SWIFT/BIC code
Paste any BIC to see which part is the bank, the country, the city, and the branch. Confirm the routing details with the bank itself before you send money on the strength of them.
How an international wire transfer actually travels
How SWIFT routing and correspondent banking move a Standard Chartered wire, and why the UETR is the one thing that follows it the whole distance.
01/ Correspondent banks
Two banks can only pay each other directly if one holds an account with the other. Where Standard Chartered has no such account with the receiving bank, it hands the payment to a correspondent bank that holds accounts with both sides, and sometimes to a second one after that.
Those accounts are the Nostro and Vostro ledgers. Every bank on that route gets to inspect the payment, screen it, take a fee, and work to its own cut-off times. Each one is somewhere your money can sit.
02/ UETR tracking in MT103 and pacs.008
Before SWIFT gpi, a payment that left Standard Chartered left your view with it. The UETR changed that: one 36-character reference that the banks handling the payment report against. On an MT103-format advice it is field 121. On a pacs.008-format document it is the UETR element inside PmtId.
It is five hyphenated groups, and it stays identical from Standard Chartered to the beneficiary bank. That is the whole point of it. Give uetr.ai that reference and we go and read what the public trackers hold against it.
03/ What each SWIFT gpi status code means
Your transfer is on its way.
Accepted, but a bank will change something, such as the date. Ask which bank made the change and what it was.
A bank in the chain refused the payment instruction. Ask the sending bank for the reason code and what happens to the funds.
The beneficiary's bank is reporting that it credited the account.
04/ Why a wire transfer gets delayed
Sanctions and compliance screening
Every bank on the route screens the names on the payment. A near-match to a listed name is enough to pull it out for a person to review.
Cut-off times and holidays
Miss a bank's daily cut-off and the payment waits for tomorrow. A public holiday anywhere on the route does the same thing.
Intermediary bank fees
Under SHA or BEN charges, each intermediary bank on the route can take its cut before passing the money on, so less arrives than you sent.
Where is your Standard Chartered wire stuck?
A Standard Chartered payment can pause at any hop in the correspondent chain. The same UETR travels with it the whole way, so tracking it shows which institution reported last and what that bank reported.
How to find your UETR on a Standard Chartered transfer
A UETR (Unique End-to-end Transaction Reference) is a standard 36-character reference commonly used for SWIFT gpi payment tracking.
Find the UETR on your advice
Open the outbound transfer summary or bank-issued payment confirmation and copy the 36-character UETR. On an MT103-format advice it is field 121. On a pacs.008-format document it is the UETR element inside PmtId. No bank login is needed for this step.
No advice to hand?
Ask the sender for the bank-issued payment confirmation, or open Outbound Payments history in the Straight2Bank business portal if you have access.
Check more than one bank
Paste the UETR in the form above. uetr.ai checks multiple international banks on the SWIFT network for that same reference, not only Standard Chartered. It is free and needs no account, and we keep re-checking every 24 hours for up to 30 days from submission while the transfer is still in progress, emailing you when the payment reaches a further stage.
Typically located on the Outbound transfer summary or bank-issued payment confirmation. If not visible in your online dashboard, ask Standard Chartered's customer support for the bank-issued payment confirmation or the UETR itself.
Standard Chartered wire status codes in plain English
When you track a Standard Chartered UETR, the SWIFT gpi network reports a status code. Here is what each one means for your money and what to do next. These codes follow the ISO 20022 External Code Sets and are the same across every bank.
| Status | What it means for your money | What to do |
|---|---|---|
| ACSPAccepted settlement in process | Your transfer is on its way. | Keep tracking the UETR for the next reported step. |
| ACSCAccepted settlement completed debitor account | Settlement is complete at a bank in the chain. The credit to the beneficiary is not confirmed yet. | Check that the beneficiary bank has credited the account. |
| ACCCAccepted settlement completed creditor account | The beneficiary's bank is reporting that it credited the account. | Confirm receipt with the recipient. |
| ACWCAccepted with change | Accepted, but a bank will change something, such as the date. | Ask the bank what changed and whether it affects the amount received. |
| PDNGPending | A bank in the chain is reviewing the transfer. | Ask your sending bank why the payment is pending and whether it needs more information. |
| RJCTRejected | A bank in the chain refused the payment instruction. | Ask the sending bank for the rejection reason and next steps. |
Track a SWIFT transfer at another bank
The same UETR tracking guide and SWIFT/BIC details for every other bank we cover.
FAQ
Standard Chartered wire tracking questions
What is Standard Chartered's SWIFT code?
SCBLGB2L (SCBLGB2LXXX in full) is the reference SWIFT/BIC code for Standard Chartered Bank in London and its UK offices. Standard Chartered's country entities use their own codes, so confirm the one on your payment advice.
What is Standard Chartered's IBAN and SWIFT code?
Standard Chartered's reference SWIFT/BIC in the UK is SCBLGB2L, and UK accounts also have an IBAN that identifies the specific account. The country entity you are paying may use a different code and a local account format, so use the details on your payment instructions.
How do I find my Standard Chartered SWIFT code?
It is shown in your Standard Chartered online banking or Straight2Bank, and on statements. For the UK and global head office it is SCBLGB2L; country entities such as Singapore, Hong Kong, or Kenya use their own codes.
Is Standard Chartered a US bank?
Standard Chartered is headquartered in London. Its US offices provide corporate and institutional banking services. Use the details for the country and bank entity receiving your payment.
What is Standard Chartered's SWIFT code for Singapore, Hong Kong, or Kenya?
Each Standard Chartered country entity has its own SWIFT code, separate from the London SCBLGB2L. Use the code for the country and entity receiving the wire, as shown on your payment instructions.
Can anyone track a Standard Chartered cross-border payment?
Yes. Standard Chartered offers a public payment-tracking portal where you enter the 36-character UETR to see real-time status. You can also paste the UETR into uetr.ai for a plain-English read across banks.
Where do I find the UETR for my Standard Chartered payment?
On the bank-issued payment advice. On an MT103-format advice it is field 121. On a pacs.008-format document it is the UETR element inside PmtId. Corporate clients see a Track Payment option in Straight2Bank; if it is not shown, ask Standard Chartered to retrieve the UETR.
How do I track a Standard Chartered transfer with a UETR?
Find the 36-character UETR on the bank-issued payment confirmation and paste it into uetr.ai to check public bank trackers, or use Standard Chartered's own payment-tracking portal. On an MT103-format advice it is field 121. On a pacs.008-format document it is the UETR element inside PmtId. The bank remains the official source.
What does ACSP, ACSC, or RJCT mean on my Standard Chartered transfer?
ACSP means accepted and in process, ACSC means settlement completed, and RJCT means rejected. uetr.ai translates these SWIFT gpi statuses into plain English so you know the next step.
Why is my Standard Chartered international transfer delayed?
Standard Chartered routes many payments through correspondent banks across multiple corridors, and any of them can hold a wire for compliance checks or cut-off times. The free check shows the plain-language status, how many banks have reported and separate numbered reports with available update times. Paid plans open the bank-by-bank reports with bank names and exact status codes.
Does uetr.ai keep checking my Standard Chartered transfer, or is it a one-time lookup?
It keeps checking. A free check is not a single lookup: while the transfer is still in progress, uetr.ai re-checks the same UETR once every 24 hours for up to 30 days from submission and emails you when the payment reaches a further stage, so you do not have to keep opening a tracker page and pasting the reference again. A bank tracker page reports the status at the moment you open it. Paid plans re-check every few minutes instead of once a day.
Can I see what banks other than Standard Chartered reported on the payment?
Yes. One bank's view may not show the full payment path. uetr.ai queries multiple international banks on the SWIFT network for the same UETR and consolidates what each one reports into a single timeline. The free check tells you how many banks have reported against your UETR. The bank-by-bank trail of reporting sources, ordered by the stage each report describes and with the exact code each returned, is part of the paid plan; the order of reports is not the payment's route, since a public tracker can report a payment its bank did not handle.
What reference SWIFT/BIC code is listed for Standard Chartered?
This guide lists SCBLGB2LXXX as a reference SWIFT code for Standard Chartered, with base BIC SCBLGB2L. Confirm the correct BIC, branch, and routing instructions directly with Standard Chartered before sending or acting on a payment.
How do I check a Standard Chartered wire transfer with a UETR?
To check a Standard Chartered international wire transfer, locate the 36-character UETR (Unique End-to-end Transaction Reference) on the payment advice. On an MT103-format advice it is field 121. On a pacs.008-format document it is the UETR element inside PmtId. Enter this UETR on uetr.ai to check public bank trackers for available status information. Your bank remains the official source for settlement and routing confirmation.
Can uetr.ai trace domestic wires for Standard Chartered?
No, uetr.ai is designed for international wires carrying a SWIFT UETR. Domestic wires (like Fedwire, ACH, or SEPA payments without UETR headers) use domestic clearing references and are outside this lookup unless a tracker source can be checked with the details you provide.
Is my data secure when checking Standard Chartered UETRs?
Yes. The service is designed for read-only lookups. We never request passwords, tokens, or personal bank login info. We use the payment reference, amount, currency, and date to query bank trackers and operate the monitoring service.