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BNP Paribas Outbound SWIFT & Wire Status Guide

BNP Paribas UETR Tracking.
Check what the trackers can show.

When a BNP Paribas transfer is delayed, "sent" is not a real answer. uetr.ai checks public bank trackers and organizes available status context before your next bank conversation.

More than one bank: we read the public trackers, so the free check tells you how many banks have reported against the same UETR. The bank-by-bank trail, in order, is part of the paid plan.
Codes in plain English: on the paid plan, ACSP and RJCT come back as a sentence you can act on, not four letters.
We keep checking for you: the free check is not one look. We re-check this UETR every 24 hours while the transfer is still in progress, for up to 30 days from submission. When the payment reaches a further stage, we send you at most one update email a day, so you do not have to keep coming back.

Track BNP Paribas transfer

See what the banks have reported about your transfer, and get alerted when the payment reaches a further stage.

AI assisted

The reference on your bank confirmation: 36 characters with its hyphens, or 32 without them.

Where do I find this?

It is on your outbound payment confirmation or transfer advice. On an MT103-format advice it is field 121. On a pacs.008-format document it is the UETR element inside PmtId. It may also appear in your bank app under the payment's details.

Cannot see it? Ask your bank for "the UETR of my transfer", they can read it out in seconds. More about the UETR

Required by banks to locate the payment.

We check multiple bank data sources to monitor your transfer and send you a free alert, at most once a day, when the payment reaches a new stage.

The first result often appears in seconds. If the banks can see your transfer, you will see it too.

BNP Paribas SWIFT code, IBAN, and international wire transfer details

The SWIFT/BIC code, IBAN format, and routing details for BNP Paribas S.A. (France (FR)). Check each one against your own payment advice before you send money, because a bank this size has more than one code.

Bank name (legal entity)

BNP Paribas S.A.

Address registered to this BIC

16 Boulevard des Italiens, 75009 Paris, France

SWIFT/BIC code (international)
BNPAFRPPXXX
Routing / clearing code
N/A (Uses IBAN for SEPA / international wires)
BIC base code
BNPAFRPP
Branch and location
XXX (Head Office) · France (FR)
IBAN format (France (FR))

FR + 2 check digits + 5-digit bank + 5-digit branch + 11-char account + 2-digit RIB key · 27 characters (e.g. FR14 2004 1010 0505 0001 3M02 606)

How this BIC breaks down

BNPABank
FRCountry
PPCity / location
XXXBranch
SWIFT vs IBAN: the SWIFT/BIC code identifies the bank for an international wire, while the IBAN (or local account number) identifies the recipient account. A cross-border SWIFT transfer needs both, plus the beneficiary name. Confirm the exact details on your payment advice before sending.
Sources and verification: the BNP Paribas SWIFT/BIC code and the address registered to it above are published reference details. Always confirm the exact SWIFT/BIC code, bank address, and routing with BNP Paribas on your own payment advice before sending. Last reviewed 20 September 2026.
BNP Paribas SWIFT/BIC code BNPAFRPPXXX for BNP Paribas S.A., segmented into bank, country, location and branch; every SWIFT transfer to or from BNP Paribas carries a trackable UETR.
BNP Paribas SWIFT/BIC code BNPAFRPP (BNP Paribas S.A.). Every SWIFT transfer to or from BNP Paribas carries a UETR you can track at uetr.ai.

BNP Paribas international wires, BIC codes, and UETR tracking

BNP Paribas, BNPAFRPP, and the group's many SWIFT codes

BNPAFRPP (BNPAFRPPXXX in full) is the reference SWIFT/BIC code for BNP Paribas S.A. at its Paris head office. BNP Paribas is a group of separate legal entities, and each has its own BIC, which is the main source of wrong-code errors: BNP Paribas Fortis in Belgium, BNP Paribas Bank Polska in Poland, and the BNP Paribas New York branch in the United States all use different codes. Use the code for the entity and country receiving the wire. For euro payments inside the SEPA area you usually need only the IBAN; the SWIFT/BIC and a UETR apply to non-euro or cross-border payments.

Tracking a BNP Paribas payment and where the UETR lives

Every cross-border SWIFT payment to or from BNP Paribas carries a UETR, the 36-character reference used to track the payment. On an MT103-format advice it is field 121. On a pacs.008-format document it is the UETR element inside PmtId. BNP Paribas's corporate platform, Connexis Cash, includes SWIFT gpi tools such as Metroline for self-service status and BENEtracker for shareable beneficiary tracking, but these are built for cash-management clients.

Paste the UETR into uetr.ai for a simpler read. We check the public SWIFT gpi tracker sources we can reach and explain the status, for example ACSP for accepted and in process or RJCT for rejected, into plain English. The free check shows the plain-language status, how many banks have reported and their known reporting countries. Paid plans open the bank-by-bank reports with bank names and exact status codes.

Checking a BNP Paribas payment across available reports

Connexis Cash provides payment-tracking tools for BNP Paribas clients. One bank's view may not show the full payment path. Use your UETR to check the public bank-tracker reports available through uetr.ai. Your bank remains the official source for payment confirmation.

See an example UETR trace across correspondent banks

A made-up payment, hop by hop, so you can see the shape of a real trace before you run one. Nothing here touches SWIFT, a bank, or any live payment record.

1
BNP ParibasACSP
2
Example intermediaryACSP
3
Example correspondentACSP
4
Beneficiary bankACCC
// SIMULATED TRACE CONSOLE
Console idle. Awaiting wire trace sequence...
SYS: Standby / Idle

Why a BNP Paribas transfer can still go silent with no update

When you start an international bank transfer through BNP Paribas, the transfer travels across the SWIFT network. Instead of going directly, your transfer routes step by step through intermediate institutions known as correspondent banks.

If a delay occurs, checking the status in your BNP Paribas Connexis Cash / Online Banking may show only the information available to BNP Paribas. Other events may depend on correspondent banks, network confirmations, and the access rights of the banks involved.

uetr.ai acts as an independent information monitor. When you provide your 36-character UETR (Unique End-to-end Transaction Reference), we check public bank trackers that can be queried with the details you provide.

We assemble available events into a single plain-English timeline. Use that context to ask more precise questions of the sending or receiving bank.

Why another view can help

One bank's view may not show the full payment path. uetr.ai checks multiple public bank trackers for the same UETR and brings the available reports into one view. The free check tells you how many banks have reported. The paid view names the reporting banks and shows their exact status codes.

A BIC directory is not a payment tracker

Most sites that come up for "BNP Paribas SWIFT code" list the bank's registration details and stop there. That tells you where to send money, not where yours is.

Featureuetr.aiA BIC lookup directory
The BIC itselfListed, with one-click copy and a breakdown of every segment.Listed.
Looking up a payment by UETR Yes, wherever a public tracker reports itNo. It holds branch registrations, not payments.
What the banks in the middle reportedACSP, ACWC, and RJCT, explained in plain English where they are visible.Nothing. A register carries no payment events.
Worked examplesA sample trace and a BIC breakdown you can run on this page.A table of codes.
Getting to itLoads without an account, and prints or pastes into a ticket as it is.Also open, but it stops at the registration record.

Break down a SWIFT/BIC code

Paste any BIC to see which part is the bank, the country, the city, and the branch. Confirm the routing details with the bank itself before you send money on the strength of them.

Validation Status:Valid 11-Char BIC Code
Segment Analysis
BNPABank
BNP Paribas
FRCountry
France (FR)
PPCity / location
Assigned by SWIFT
XXXBranch
Head office

How an international wire transfer actually travels

How SWIFT routing and correspondent banking move a BNP Paribas wire, and why the UETR is the one thing that follows it the whole distance.

01/ Correspondent banks

Two banks can only pay each other directly if one holds an account with the other. Where BNP Paribas has no such account with the receiving bank, it hands the payment to a correspondent bank that holds accounts with both sides, and sometimes to a second one after that.

Those accounts are the Nostro and Vostro ledgers. Every bank on that route gets to inspect the payment, screen it, take a fee, and work to its own cut-off times. Each one is somewhere your money can sit.

02/ UETR tracking in MT103 and pacs.008

Before SWIFT gpi, a payment that left BNP Paribas left your view with it. The UETR changed that: one 36-character reference that the banks handling the payment report against. On an MT103-format advice it is field 121. On a pacs.008-format document it is the UETR element inside PmtId.

It is five hyphenated groups, and it stays identical from BNP Paribas to the beneficiary bank. That is the whole point of it. Give uetr.ai that reference and we go and read what the public trackers hold against it.

03/ What each SWIFT gpi status code means

ACSPAccepted settlement in process

ACSP means the payment has been accepted and is moving through the correspondent chain. It has not been credited to the beneficiary yet.

ACWCAccepted with change

ACWC means a bank accepted the payment but changed something on it. Ask which bank changed what, and whether it affects the amount, the routing, or the fees.

RJCTRejected

RJCT means a bank in the chain refused the payment instruction. Ask the sending bank for the reason code and what happens to the funds.

ACCCAccepted credit settlement completed

ACCC means the beneficiary bank has credited the money to the beneficiary's account. The transfer is complete.

04/ Why a wire transfer gets delayed

01

Sanctions and compliance screening

Every bank on the route screens the names on the payment. A near-match to a listed name is enough to pull it out for a person to review.

02

Cut-off times and holidays

Miss a bank's daily cut-off and the payment waits for tomorrow. A public holiday anywhere on the route does the same thing.

03

Intermediary bank fees

Under SHA or BEN charges, each intermediary bank on the route can take its cut before passing the money on, so less arrives than you sent.

Where is your BNP Paribas wire stuck?

A BNP Paribas payment can pause at any hop in the correspondent chain. The same UETR travels with it the whole way, so tracking it shows which institution reported last and what that bank reported.

Diagram of how a wire routes through correspondent banks: the sending bank, the correspondent (intermediary) bank that holds accounts for both sides, and the beneficiary bank, with Nostro and Vostro as two views of the same linking account and the common causes of delay.
When two banks have no direct account, the payment hops through an intermediary correspondent bank that holds accounts for both sides. Nostro and Vostro are two views of that same linking account.

How to find your UETR on a BNP Paribas transfer

A UETR (Unique End-to-end Transaction Reference) is a standard 36-character reference commonly used for SWIFT gpi payment tracking.

1

Open Connexis Cash

Log in to BNP Paribas Connexis Cash or your online banking dashboard and open the international payment history for the transfer.

2

Locate the UETR

Open the payment advice or payment details and find the 36-character UETR. On an MT103-format advice it is field 121. On a pacs.008-format document it is the UETR element inside PmtId.

3

Check more than one bank

Paste the UETR in the form above. uetr.ai checks multiple international banks on the SWIFT network for that same reference, not only BNP Paribas. It is free and needs no account, and we keep re-checking every 24 hours for up to 30 days from submission while the transfer is still in progress, emailing you when the payment reaches a further stage.

Typically located on the Payment confirmation, MT103-format advice, or pacs.008-format document. If not visible in your online dashboard, ask BNP Paribas's customer support for the bank-issued payment confirmation or the UETR itself.

How to track a SWIFT wire by UETR in three steps: find your UETR, paste it into uetr.ai, and see the latest SWIFT gpi status reported against it.
Track any SWIFT wire in three steps: find your UETR, paste it into uetr.ai, and see the latest SWIFT gpi status reported against it.

BNP Paribas wire status codes in plain English

When you track a BNP Paribas UETR, the SWIFT gpi network reports a status code. Here is what each one means for your money and what to do next. These codes follow the ISO 20022 External Code Sets and are the same across every bank.

StatusWhat it means for your moneyWhat to do
ACSPAccepted settlement in processIn transit. A bank accepted the payment and it is moving through the chain.Keep tracking the UETR for the next reported step.
ACSCAccepted settlement completedSettlement between the banks is complete on the sending side.Check that the beneficiary bank has credited the account.
ACCCAccepted credit settlement completedCredited to the beneficiary's account. The money has arrived.Confirm receipt with the recipient.
ACWCAccepted with changeAccepted, but a detail was changed (for example a charge or a corrected account).Ask the bank what changed and whether it affects the amount received.
PDNGPendingHeld while a bank runs a check or waits for more information.Ask which bank is holding it and why, often a compliance review.
RJCTRejectedA bank rejected the payment or instruction.Ask the sending bank for the rejection reason and next steps.
Full SWIFT gpi status code guide

Track a SWIFT transfer at another bank

The same UETR tracking guide and SWIFT/BIC details for every other bank we cover.

FAQ

BNP Paribas wire tracking questions

What is BNP Paribas's SWIFT code?

BNPAFRPP (BNPAFRPPXXX in full) is the reference SWIFT/BIC code for BNP Paribas S.A. in France. Other group entities use different codes, so confirm the one on your payment advice.

How do I find my BNP Paribas IBAN and BIC?

They are shown in Connexis Cash or your online banking and on statements. For euro payments inside SEPA the IBAN alone usually suffices; for a cross-border SWIFT payment you also give the BIC, BNPAFRPP for the French head office.

Is BNP Paribas the same as BNP Paribas Fortis?

No. BNP Paribas Fortis is the group's Belgian entity and has its own BIC, separate from the French BNPAFRPP. Use the code for the entity that is receiving the wire.

What is the SWIFT code for BNP Paribas in France?

BNPAFRPP, written BNPAFRPPXXX in the 11-character form, where XXX denotes the Paris head office. It is the code for euro and international wires to the French entity.

Is the BIC the same as the SWIFT code for BNP Paribas?

Yes. BIC and SWIFT code are the same identifier. BNPAFRPP is both the BIC and the SWIFT code for BNP Paribas in France.

Does BNP Paribas operate in the United States?

Yes, through a New York branch, which has its own BIC separate from the French BNPAFRPP. Use the code on your payment instructions for a US-bound payment.

How do I track a BNP Paribas transfer with a UETR?

Find the 36-character UETR on the payment advice and paste it into uetr.ai to check public bank trackers. On an MT103-format advice it is field 121. On a pacs.008-format document it is the UETR element inside PmtId. Corporate clients can also use Connexis Metroline and BENEtracker.

Where do I find the UETR for my BNP Paribas transfer?

On the bank-issued payment advice and in Connexis Cash for corporate clients. On an MT103-format advice it is field 121. On a pacs.008-format document it is the UETR element inside PmtId. If it is not shown, ask BNP Paribas to retrieve it.

Why is my BNP Paribas wire still pending?

Cross-border wires can route through correspondent banks that hold them for compliance checks or cut-off times, and euro SEPA payments follow a different path from SWIFT wires. The free check shows the plain-language status, how many banks have reported and their known reporting countries. Paid plans open the bank-by-bank reports with bank names and exact status codes.

Does uetr.ai keep checking my BNP Paribas transfer, or is it a one-time lookup?

It keeps checking. A free check is not a single lookup: while the transfer is still in progress, uetr.ai re-checks the same UETR once every 24 hours for up to 30 days from submission and emails you when the payment reaches a further stage, so you do not have to keep opening a tracker page and pasting the reference again. A bank tracker page reports the status at the moment you open it. Paid plans re-check every few minutes instead of once a day.

Can I see what banks other than BNP Paribas reported on the payment?

Yes. One bank's view may not show the full payment path. uetr.ai queries multiple international banks on the SWIFT network for the same UETR and consolidates what each one reports into a single timeline. The free check tells you how many banks have reported against your UETR. The bank-by-bank trail of reporting sources, ordered by the stage each report describes and with the exact code each returned, is part of the paid plan; the order of reports is not the payment's route, since a public tracker can report a payment its bank did not handle.

What reference SWIFT/BIC code is listed for BNP Paribas?

This guide lists BNPAFRPPXXX as a reference SWIFT code for BNP Paribas, with base BIC BNPAFRPP. Confirm the correct BIC, branch, and routing instructions directly with BNP Paribas before sending or acting on a payment.

How do I check a BNP Paribas wire transfer with a UETR?

To check a BNP Paribas international wire transfer, locate the 36-character UETR (Unique End-to-end Transaction Reference) on the payment advice. On an MT103-format advice it is field 121. On a pacs.008-format document it is the UETR element inside PmtId. Enter this UETR on uetr.ai to check public bank trackers for available status information. Your bank remains the official source for settlement and routing confirmation.

Can uetr.ai trace domestic wires for BNP Paribas?

No, uetr.ai is designed for international wires carrying a SWIFT UETR. Domestic wires (like Fedwire, ACH, or SEPA payments without UETR headers) use domestic clearing references and are outside this lookup unless a tracker source can be checked with the details you provide.

Is my data secure when checking BNP Paribas UETRs?

Yes. The service is designed for read-only lookups. We never request passwords, tokens, or personal bank login info. We use the payment reference, amount, currency, and date to query bank trackers and operate the monitoring service.

Regulatory disclosure

uetr.ai is an independent information service. We read payment status and nothing else: we never hold, move, send, or process money, and we are not a money transmitter or payment processor. For an official dispute, go to BNP Paribas.