Read-only UETR tracker for SWIFT transfers

Your transfer is not lost, it is silent. We turn that silence into a status.

The free UETR tracker for SWIFT transfers. A UETR tracking online app you run in any browser, nothing to install. Paste your 36-character UETR, add the amount, and we check public SWIFT gpi trackers in seconds, then watch around the clock and email you the moment the status moves. No login, no bank details, read-only.

Free preview
Watches 24/7
Emails when status moves

Track a transfer

Free preview. We check what bank trackers can see.

AI assisted

The 36-character reference on your bank confirmation.

Where do I find this?

It is on your outbound payment confirmation or transfer advice, on the MT103 (field 121), or in your bank app under the payment's details.

Cannot see it? Ask your bank for "the UETR of my transfer", they can read it out in seconds. More about the UETR

Required by bank trackers to locate the payment.

We watch this transfer around the clock and email you when the status moves.

No card, no signup. Free status alerts switch on the moment we start watching.

Trusted to track USD 820M+ in SWIFT transfers between 6 continents

How it works

Turn "it has left our bank" into the next question worth asking.

See paid monitoring
Paste your UETR

Add the 36-character reference, amount, date, and the email you want alerts sent to. The full UETR stays out of any link you share.

See where the payment goes

We pull public tracker data into one timeline and translate visible codes like ACSP, ACWC, RJCT into plain English.

Get the email that breaks the silence

Monitoring keeps running after you close the tab. The next status change arrives in your inbox, not after a long wait on a phone queue.

Watch the whole flow in under four minutes

Where the UETR hides on your bank confirmation and MT103, what statuses like ACSP and ACCC mean, and how uetr.ai keeps watching after you close the tab.

Track any SWIFT wire online in three steps

Find your UETR, paste it into uetr.ai, and read the live SWIFT gpi status reported against it, no bank login required.

How to track a SWIFT wire by UETR in three steps: find your UETR, paste it into uetr.ai, and see the live SWIFT gpi status.
Track any SWIFT wire in three steps: find your UETR, paste it into uetr.ai, and see the live SWIFT gpi status.

SWIFT transfer tracking

How to track a SWIFT transfer with a UETR

Example payment trailACSP

Sender bank

London

Correspondent

Frankfurt

Beneficiary bank

Singapore

If you are searching for how to track a SWIFT transfer, how to track a SWIFT transfer by reference number, or how to check international wire transfer status, start with the UETR. The Unique End-to-end Transaction Reference is the 36-character identifier banks use to follow many SWIFT payments across correspondent banks. It may appear on your payment confirmation, MT103 details, payment advice, or in online banking under transaction details.

A UETR is the 36-character UUID v4 identifier SWIFT has required on every customer credit transfer since 18 November 2018. It is carried in MT103 field 121 and in the pacs.008 message envelope under ISO 20022. uetr.ai uses that reference to surface available tracker status, so a delayed payroll, supplier payment, or deal stops running on guesswork.

uetr.ai turns that reference into an always-on status check. Enter the UETR, payment amount, currency, payment date, and your email. The monitor checks public tracker sources, looks for available transfer status, translates visible status codes, and keeps checking after you close the page, emailing you the moment the status changes.

UETR tracker

Use a UETR tracker when you have the 36-character Unique End-to-end Transaction Reference and need to find out where an international wire may be visible. uetr.ai is a UETR tracking online app, so you open it in any browser with nothing to install.

SWIFT GPI tracker

SWIFT GPI tracker searches often start with a UETR. uetr.ai is not SWIFT, but it can monitor public tracker sources that expose payment status information.

Wire transfer status

Searches like wire transfer status, bank wire transfer status, and international wire transfer status check usually need the UETR plus amount, currency, and date.

Before you call the bank

Start the next bank call with specifics.

When a transfer is delayed, the hardest part is often knowing what to ask. A bank may ask for the UETR, wire transfer tracking number, sender reference, payment date, amount, currency, beneficiary bank, or correspondent bank details. uetr.ai helps you organize the status information that is visible from bank trackers so your next call to the sending or receiving bank starts from facts.

  • Latest available tracker status for the transfer.
  • Plain-English explanation of payment status codes and bank processing statuses.
  • Timeline context for when the payment was last observed or checked.
  • Email alerts when tracker information changes.

When the trail goes quiet

The bank name is not enough when the deadline is moving.

The first instinct is to search for the bank: the sender, the receiver, or the correspondent in the middle. That makes sense. Your money left a familiar name, then seemed to vanish into a chain of institutions you may never speak to directly.

But international transfers do not travel by brand name alone. They travel by reference. The UETR can help identify a SWIFT payment from one bank to the next. When a bank tracker has data, uetr.ai uses that reference to look for available transfer status and turn whatever it finds into something you can use on a bank call.

A transfer can be sent and still not be received. Somewhere between those two statements are correspondent banks, compliance reviews, bank cutoff times, weekends, holidays, and systems that do not all update at the same time. This is when you need the UETR, the available status, the last observed timestamp, any visible status code, and the next question to ask.

When the transfer is pending

uetr.ai keeps checking tracker data so you can see whether the transfer is still in progress, on hold, rejected, completed, or not found yet.

When the receiving bank says nothing arrived

Use the UETR, latest status, timestamps, and any visible bank processing codes to ask the sending bank for a trace or investigation.

When your team works across time zones

The agent checks 24/7 across weekends and holidays, so you are not waiting for one office to open before you know whether tracker data changed.

Status codes

A code is only useful if it gives you the next sentence.

Bank and SWIFT-related tracker pages may show payment status codes, bank processing statuses, timestamps, or rejection messages. A code like ACSP, ACWC, or RJCT can matter. But it only helps if you can translate it into a practical next step.

uetr.ai explains visible status codes in plain English and frames the question you can take back to the bank. Where was the payment last seen? Was it accepted, changed, rejected, or still in progress? What should the sending or receiving bank confirm next?

FAQ

UETR tracker questions

What is a UETR?

A UETR is a Unique End-to-end Transaction Reference, usually shown as a 36-character reference on a SWIFT or international wire transfer confirmation.

Is there a UETR tracking online app?

Yes. uetr.ai is a UETR tracking online app that runs in any web browser. You open the page, enter your UETR, amount, currency, and payment date, and it checks public tracker sources and emails you when the available status changes. There is nothing to download or install.

Can I track a SWIFT transfer with a UETR?

uetr.ai uses your UETR and payment details to check public tracker sources. It can surface available status from trackers we can read, but it is not SWIFT, a bank, or a payment network.

How do I check wire transfer status with a reference number?

Enter the UETR, amount, currency, payment date, and your email. uetr.ai starts a tracker lookup, keeps checking for updates, and emails you the moment the status changes.

What if my international wire transfer is not visible yet?

Some bank trackers update slowly or expose limited information. uetr.ai keeps checking and emails you when the available status changes.

Can I track a SWIFT transfer online for free?

You can start a free UETR lookup on uetr.ai. If public tracker data is available, the free preview shows available high-level status before you decide whether to keep monitoring the transfer.

Do wire transfers have a tracking number?

International SWIFT wires carry a UETR, a 36-character identifier the sending bank generates and SWIFT requires on every customer wire since November 2018. Domestic wires use different bank-internal reference numbers and typically do not carry a UETR.

Can international wire transfers be traced?

Yes, banks can trace international wires, and a UETR helps identify the payment across correspondent banks. uetr.ai does not replace a bank trace, but it can give you available tracker status before you call the bank.

Is uetr.ai a SWIFT GPI tracker API?

uetr.ai is not SWIFT and does not provide direct SWIFT GPI network access. It is an independent information service that checks public tracker sources and presents the available status in a readable timeline.

Can uetr.ai check my bank's wire tracker?

If a public tracker is available and readable, uetr.ai can check it with the details you provide. It is independent and not affiliated with any bank, SWIFT, or payment network, so the useful question is less which bank and more whether you have the UETR, amount, currency, and payment date.

What does a wire transfer status code mean?

SWIFT and bank trackers can show codes such as ACSP, ACWC, RJCT, or similar bank processing statuses. uetr.ai explains visible status codes in plain English so you know what to ask the sending or receiving bank next.

How long does an international wire transfer take?

International wires often arrive within one to five business days, but correspondent banks, compliance reviews, weekends, holidays, and missing details can delay them. uetr.ai keeps checking bank trackers across time zones while you wait.